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The Insurance Tracking Department ("TITD") has developed this privacy
policy ("Privacy Policy") to help you understand how this Website
collects, uses, and discloses personally identifiable information gathered
from and about you during your visit ("Personal Information"). The privacy
of your personal information is important to TITD. Title V of the
Gramm-Leach-Bliley Act ("GLBA") is a United States law that generally
prohibits any financial institution, directly or through its affiliates,
from sharing nonpublic personal information about consumers or customers
with a nonaffiliated third party unless the institution provides the
appropriate consumer or customer with a notice of its privacy policies and
practices, such as the type of information that it collects from consumers
and customers and the categories of persons or entities to whom the
information may be disclosed. In compliance with the GLBA and state law
relating to privacy in the industry, and in order to notify our clients of
our privacy practices, we are providing you with this document to inform
you of our privacy policies and practices.
By using any portion of this Website you acknowledge that you have read
and understand this Privacy Policy and that you consent to the Personal
Information collection, use, and disclosure practices explained below. You
further consent that you have read, understand and agree to the terms and
conditions set forth in this Website's Internet Service Agreement.
This Website collects Personal Information through:
- Information we receive on applications or other forms when providing
insurance services;
- Information we receive while processing and verifying the information
provided to us;
- Information we receive from affiliates, insurers, other intermediaries,
and others;
- Information we receive from consumer reporting agencies;
- Information available from external sources (i.e. publicly available
records).
TITD may use the Personal Information referenced above to complete
requested transactions, provide requested products and services, inform
you about additional TITD products and services that may be of interest to
you, and perform related functions. TITD may also disclose such Personal
Information to affiliates and nonaffiliated third parties as described
below.
TITD does not disclose any nonpublic personal information to any third
parties, except as stated in this policy and as otherwise permitted by law.
TITD may disclose Personal Information to affiliated and nonaffiliated
third parties: (1) as necessary to process or service requested or
authorized transactions, such as to secure quotations for insurance,
obtain insurance coverage, or report or process claims, and/or (2) that
perform services on our behalf or to other institutions, including
insurance companies or banks with whom TITD has joint marketing
arrangements. In addition, TITD may disclose Personal Information as
otherwise permitted or required by law, including in connection with any
sale of all or a part of our business or company, or pursuant to a
subpoena or other request by government officials. The GLBA and this
notice do not affect any rights an individual Client may have under the
Fair Credit Reporting Act. TITD may also share Personal Information in
other circumstances as described below.
We restrict access to nonpublic personal information about Clients to
those employees of our affiliates and ours who need to know that
information in order to provide products or services to our Clients. We
have physical, electronic, and procedural safeguards in place to guard all
nonpublic personal information we maintain regarding Clients.
TITD treats Personal Information about former customers in accordance with
the policies described in this Privacy Policy regarding current customers.
Cookies are pieces of information that our web server assigns to you when
you visit our website. Cookies are used in a few areas of our site only
for maintaining information between pages. They are not used for
collecting, storing or tracking personal information from our customers.
These cookies eliminate the need for redundant entry by simply carrying
forward information that you submitted on one screen to the next. These
cookies do not gather any other personal information from you or your
computer. You have a choice whether to accept the cookie or not, however,
if you reject the cookie or if cookies are disabled on your web browser,
some parts of the website will not function properly.
If you do not wish to allow this Web site to use cookies, you may
configure your browser to block them. Please understand that blocking
cookies will reduce or disable the functions and services this Web site
makes available to you. Please refer to your browser software for
instructions on blocking cookies.
Links to other internet sites that are not maintained by TITD may be accessed
through this web site. Such external internet addresses contain information
created, published, maintained or otherwise posted by organizations and entities
independent of TITD, and are provided for your reference only. TITD does not
control such Web sites, and is not responsible for their contents. TITD's
inclusion of these Web sites do not imply any endorsement of the material on
such Web sites or any association with their operators, and you access and use
such sites, including information, material, products and services therein,
solely at your own risk. Please read third party's privacy statements, as ours
is extended for TITD's site only.
TITD reserves the right to change this Privacy Policy from time to time
and in its sole discretion. If this Privacy Policy changes, the revised
policy will be posted at the 'Privacy Policy' link on this Website's
homepage. In addition, this Website will post the date of the latest
material changes to this Privacy Policy on the homepage. If the date
displayed is later in time than your last visit, you must re-read this
Privacy Policy. Your continued use of this Website after the date of the last
revision indicates your acceptance of the changes.
You agree to indemnify, defend and hold harmless TITD, and its
affiliates from any liability, loss, claim and expense (including attorneys' reasonable
fees) related to your violation of this agreement.
You agree the information submitted is confirmed by the
submitter that it is valid and true information. Failure to comply could hold you
responsible for fraud.
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